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I'm here to help you throughout your entire home buying and selling process. Trying to do it all on your own can be burdensome. I'll find you homes within your price range, help you find buyers, assist you with paperwork, and more.
My dedication to exceptional client service does not cease with the completion of the sale. I pride myself on providing continued client satisfaction long after the initial transaction as I continue to serve your best interest. In an ever-changing market, I know that it is imperative that both buyers and sellers are consistently provided the most up-to-date information necessary to make the most accurate of decisions.
As your Buyer's Representative, we can make the process of house hunting much easier and more efficient than if you did it all yourself.
With my market knowledge and industry insights, I aim to facilitate your home search process effectively. I specialize in streamlining the search by identifying properties that align with your preferences and budgetary constraints.
Throughout our collaboration, I will guide you through the intricacies of contracts, inspections, and closing procedures, ensuring a seamless and enjoyable experience.
Rest assured, I am committed to providing you with peace of mind, knowing that every aspect of your home purchase is meticulously managed and personalized to meet your specific needs.
Selling a house on your own can be a daunting task, but with LaQuita, a trusted real estate professional by your side, it becomes a breeze.
We can help you get financing, guide you to local neighborhoods, help you determine your budget, and prioritize a list of essential features that you need in your next home. We'll save you valuable time by finding the properties that best suit your requirements, and will show you only the most promising ones.
Once you've found a place that catches your eye, we'll look at comparable properties in the area to help determine a purchase offer. Then we'll negotiate on your behalf with the seller to make sure you get the most favorable terms.
My top-notch customer service and commitment to our clients is second-to-none.
Market knowledge goes beyond simply knowing the neighborhoods. Ask me about the school district, available parking, or standard bedroom sizes in the area.
Your time is valuable. That's why I will take the time upfront to understand your unique wants, needs and dislikes to ensure the rest of our time together is productive as possible.
You have questions and I have answers. I'll make sure that you feel confident and empowered when it comes to make important real estate and purchasing decisions.
This industry is all about who you know. I can connect you with the top mortgage brokers, real estate attorneys, home inspectors, home stagers, and more.
I would like to guide you to Home Ownership bye guiding you through some steps:
Help get you preapproved!
Getting preapproved for a mortgage helps you determine how much you can afford to spend on a home, and it can help you make a stronger offer.
Review your credit score the report will be used by lenders to determine your interest rate and whether to approve your loan.
Consider a government-backed mortgageThe Federal Housing Administration (FHA), Department of Veterans Affairs (VA), and Department of Agriculture (USDA) all offer mortgage programs that may be an option for first-time home buyers.
When you're considering how to fund your home purchase, the sheer number of mortgage types and loan options can make your head spin. It's tempting to head straight for the loan option with the lowest rate, but it's worth pausing to consider your options in detail, starting with a conventional loan.
Conventional loans involve any type of mortgage not backed by a government agency. They're designed to be accessible for most homebuyers but often have stricter down payment and credit requirements than government-backed loans. If you're in the market for a mortgage, conventional loans are usually the first place to start before you explore other options. Let's explore the pros and cons of conventional financing.
Conventional mortgages can offer a number of benefits, including:
Fixed interest rates. The interest rate remains the same throughout the life of the loan, so borrowers can budget more effectively and plan for other financial goals.
Consider a grant, some state agencies and non-profits offer grants to help with down payments and closing costs. However, it's best to avoid programs that offer assistance in the form of extra debt.
Some home builders offer incentives that will contribute to closing cost, down payment ect..
Take a homeownership education course. Some programs require first-time home buyers to complete a homeownership education course.
Create a budget and stick to it.
Don't buy until you're ready! Make sure you're financially ready to buy a home before you do.
For buyers with lower scores or less cash to bring to the table, it's worth exploring government-backed loan options.
I’m sure this was a lot of information... That’s why I’m needed to help educate you and If these are just a few things you want your realtor to walk you through I am the realtor for you!
Give me a call, text or email, I look forward hearing from you!
Thank you for reading,
LaQuita Stegall
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